Financing for all credit situations.

Fill out the credit application

Takes about 10 minutes. You can do it in the showroom or online before you visit.

We run your application with multiple lenders

Jessica works with our full lender panel simultaneously to find your best available rate — including non-prime lenders if needed.

We review options together

We present every option clearly — rate, term, monthly payment. No pressure to take the most expensive option.

You drive home today

Most approvals come back within 30 minutes. Most customers drive home the same day they walk in.

Excellent Credit (720+)

Prime rates from our bank and credit union partners. Same-day approval typically under 30 minutes.

Good Credit (660–719)

Competitive rates across multiple lenders. Multiple options in most cases.

Fair Credit (580–659)

We have non-prime lenders who specialize in this range. Down payment may improve your rate.

Challenged Credit (Below 580)

We’ve helped buyers in this category. Honest assessment of what’s available — we won’t mislead you, but we will work hard to find options.

First-Time Buyers

Special first-time buyer programs available. Building credit history? We can help.

Bankruptcy Discharged

If your bankruptcy has been discharged (not dismissed), we have lenders who work with this situation.